Please read this information before proceeding — required by Australian law.
Do you really need a loan today?
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
Free financial counselling
Ring 1800 007 007 from anywhere in Australia to speak with a free and independent financial counsellor about managing bills and debts.
Negotiate a payment plan
Contact your electricity, gas, phone or water provider — many offer hardship payment plans that could help you avoid borrowing altogether.
Centrelink advance payment
If you receive government benefits, you may be eligible for an advance payment. Visit humanservices.gov.au to check your options.
The Government's MoneySmart website explains how small amount loans work and lists alternatives that may suit your situation.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
